NATIONAL ASSOCIATION OF INDEPENDENT LAND TITLE AGENTS

RESPA
House Passes Mortgage Choice Act (Again); Proponents Cite “One-Stop Shopping” Myth as Reason

House Passes Mortgage Choice Act (Again); Proponents Cite “One-Stop Shopping” Myth as Reason

The House voted 280-131 to pass H.R. 1153, the Mortgage Choice Act of 2017, a regulatory bill that was created in an effort to provide relief to mortgage lenders by excluding certain charges from the points and fees calculation. In support of his bill, Rep. Bill...

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House Passes TRID Improvement Act; Aims to Improve Disclosure of Title Insurance Premiums to Consumers

The House of Representatives voted 271 to 145 to approve the TRID (TILA-RESPA Integrated Disclosure) Improvement Act of 2017 (H.R. 3978), which would amend the Real Estate Settlement Procedures Act to require the Consumer Financial Protection Bureau (CFPB) to allow...

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CAARE Petition on RESPA

Our colleagues at the Consumer Advocates in American Real Estate (CAARE – www.caare.org) have developed an online petition seeking to extend RESPA’s statute of limitations to 6 years from 1 year.  Seeing that consumer rights advocates around the country agree that...

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